Florida accident with no insurance?!

[cameronmd]

This is what I typed yahoo answer site thingy. If anyone can help me out on what I should do or what will happen to me I'd be thankful.

just got into a accident in FL. It was not my fault and I was the one hit (I was going maybe 5mph at most and she was going like 25-30). We switched info and all. I get home told my dad and showed all the paper work then found out that the insurance card I have was canceled and they didn't put me on the new one.

All that happened to her car was scratches on the side (like 4 small ones) but my car is now missing a head light.
The police wouldn't come out unless someone was hurt. But no one was hurt. Here is a bad mouse drawing of what happened.

Everyone was trying to get into a school so I was going to go out and back up to get out of the place (was waiting for over 5mins). So I look around see no one then when I start to turn out the lady comes by and hits my left head light.

Whats going to happen? I'm shipping out for boot camp (army) on the 20th, will this effect me? I've never had any problem in the law or driving this is my first.

Thanks for anyone that can shed some light on it.

 

[Nuklear]

Pwned.

That's why you always should get insurance. Plus, isn't it illegal to drive without insurance?

[/very helpful statement]

 

[Junkers]

Now that's unlucky. I doubt boot camp will pull you up about it seeing as you've had no actual trouble with the law

 

[cameronmd]

I just read about someone else hit a person driving that had no insurance and he asked "Because they have no insurance even though I hit them I'm not at fault to fix their car right?" and everyone who replied (one said he was a insurance adjuster or w/e) said that no matter what if you did the dmg your fixing it basically.

I couldn't be at fault because no way can I do that much dmg to my car while going under 5mph. Plus she was driving on wrong side of the road.

 

[Xplode184]

Ha. Thats shenanigans compared to the accident I had in my porsche. Im attaching a pic:

The old guy in the background is the tow dude or something, NOT ME.

 

[Rishwin]

Erm, why should it affect you in any way? Police didn't come to the scene so how could it possibly have anything to do with you joining the army? Besides, you got hit, not the other way around.

Pwned.

That's why you always should get insurance. Plus, isn't it illegal to drive without insurance?

[/very helpful statement]

It's illegal to drive without 3rd party insurance which you should automatically get when you register the vehicle. That means that if you hit and kill anyone, they will pay the damages, not you.

 

[Pavy]

Doubt it's going to effect u, at all. Have been in a similar accident over here in 2006 and when I signed up for they Army over here 6 months ago, no one really mentioned it (but that was also due the fact of having a clean record, except a few speed tickets).