Debt

I have plenty of money stored in various bank accounts. A few thousand. Don't owe anything and I'll never take out loans and go to uni or crap.

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Originally Posted by Exclamatio

its on her boobs though so its ok :P:P

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Just imagine 45 pounds a boob... all natural...

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Originally Posted by Rishwin

There is absolutely NO reason to have a credit card, those with debts cos of credit cards deserve it tbfh. How can you spend money you do not have?

Btw Gohan, debts from student loans are extremely common, but From what i have read, the aussie system beats all. If you do not earn over a certain amount (might be $35,000 a year) within 7 years of graduating, the government pays off your student loan for you. However, University here is extremely expensive; you are looking at $10,000 a semester. Over 4 years, with 2 semesters each, that's $80,000 for an engineering degree.

As it stands, my government pays 1/2 of my college fees. I pay $700 a year, they pay $700 a year. They also match anything i put towards my superannuation (up to $1,500 per year).

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Yeah but at the moment Australia is leading into a skills shortage, we have like no doctors/surgeons etc but in Australia they do have uni's which you don't have to pay money for a number of years, you get to pay it off when you work and there's no interest on it supposedly. The army is also good for studying in Australia as you only need to provide the extras for example alcohol, toiletries etc but you get paid to study which is awesome, that's what I plan to do.

im probly more thanks uni and ive got 3 overdrafts that are -2000 -1500 and -1000 and max'd out lol and that not even my student loans or out lol ahh being in dept :-s awesome

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Originally Posted by Parker

Yeah but at the moment Australia is leading into a skills shortage, we have like no doctors/surgeons etc but in Australia they do have uni's which you don't have to pay money for a number of years, you get to pay it off when you work and there's no interest on it supposedly. The army is also good for studying in Australia as you only need to provide the extras for example alcohol, toiletries etc but you get paid to study which is awesome, that's what I plan to do.

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They are always in a skills shortage. Why? Cos high school students leave school to go work at mining. The pay is great but it is only for a few years; after that site is completed, they all get fired and find themselves with no qualifications for a new job. TAFE is so much better than uni tbfh, i love it.

"The goverment wants us to get and education and be successful in life but, yet they charge us over 10k of Student fees and expect us to go to University and get a degree, they make it Sound easy as A,B,C" Thats what I told Keaton Richards, my University administrator

More 1.750? and i finish paying my car, after that gonna look for an Uni that provides night classes so i can have a full time job during the day :-)

Made me laugh seeing all the people in debt so much :( In wales, if you qualify the government helps pay for costs in the form of grants. Scotland ( aint 100% cos i heard it off some1 ), if your born there, your uni education if free. England seems like the shittest place in the UK to go to uni.
As for America, the rest of your stuff is cheap so no need to complain :P
And as for credit cards, people with debt on them that they cant repay deserve it. Their idiots for spending that money in the first place.

EDIT: Kwl idea, scotland seems like a cool place to live :P To cut down on Smoking, Scotland are also thinking of introducing a new scheme where smokers are given 50 quid a month in the form of credit on government cards if they pass a carbon test or something, to prove that they haven't been smoking. Alcohol or Fags can;t be purchased with these cards.