For Gold:
Go to Winterhold and travel south. There's a altar near a dragon burial site with some dead skeletons. Take the small bag of coins and the skeletons will attack you. Kill them, (remember where the body of the one that sits up after laying down goes). Loot that skeletons body, and there will be a book called "The Gates of Oblivion." Don't take it. Press back, and loot it again. There will be 2. Keep pressing back and then loot it, and it will increase by 1 every time. Make sure you have A LOT of space and someone with you, as it only works once (well, it only works once on xbox, idk about PC). Give all the copies of the book to your follower, and then load up for your inventory. Remember, make sure you have a lot of space, because it only happens once.
For Skills:
This is for sneak. Go to High Hrothgar with a dagger equipped. Crouch down below one of the priests and attack him with the dagger. They won't attack you. Well, they will attack you if they turn around and you keep hitting them. So only attack them when they have their back turned. NEVER PICKPOCKET THEM! Make sure you save BEFORE you begin attacking. Save frequently while leveling.
This for smithing. Go to any blacksmith and buy ALL the leather, leather scraps, and iron ingots. Make all the hide bracers you can (it takes about 4-5 hide bracers once your level gets high.). If you have any left over leather, make them into leather scraps. Then, make all the iron daggers you can with the iron ingots and leather scraps (about 5-6 daggers to level when your level gets high.) You can eventually make very good armor which you can then enchant and sell for a lot of money or just use.

