Are you $10,000 or more in debt?
Printable View
Are you $10,000 or more in debt?
No, but Dandune is!
Yes and they're gonna break my kneecaps if I dont pay 2morrow =o
So donate to meh
Yeah I owe my father 5 euro, that's about 7 billion USD.
That's about a fiver in exchange rates then ;)Quote:
Originally Posted by Pieman
I owe my puppy 10,000 dog treats.
Probably more thanks to university :p
yes and by the time uni finishes I'll have even more to pay off =(
people owe me!
Fix0red.Quote:
Originally Posted by Genryu
:sad: Don't remind meQuote:
Originally Posted by SiGGy
in total, yes actually.
Lol at SiGGy.
Anyway no i have no debt at all. We will see though when i got my own place and finished fixing it up and all...
im +90 pounds :)
debt = 50 bucks a month for next 3 months
You gained 90 pounds? Better start doing some excersizing then... :PQuote:
Originally Posted by ***LILK@OS***
Anyway i'm +4 digits, won't disclose the exact number though. ;)
okay thennnnnnnnnnnnnnn
A whole fuck load which I ofcourse lost track of.
in about 4 years i'll have racked up around
I know how to budget, so no :)
Naturally.
I intend to take a path in life that will earn me a lot of money, to get there will get me enough debt to take said money away from me.
Ehm i see people who are 18 or around that age that have such a huge debt... seriously how can that happen? I'm 22 and i have never been in debt. Now i won't say that i won't get some debt in the next few years, but it will never get that high.
university will cost me around
I'm close to it about $9k with student loans and credit cards.
That's fucking absurd, at most we pay like 1500 euro a year ourselves (although some educations require you to get a laptop if you don't have a recent one etc), take in mind though we get money to pay our bills aswell, including to pay the school.
When i start college next year i will have to pay about 1000 euro, then another 300 for books, but i will be getting 560 euro (with a possible 160 euro extra as a loan) each month to live from, which is actually possible to do depending if you take the loan, otherwise it will be tight. I will work next to it, but i shouldn't need to get any loans during those 3 years aside from the 160 euro a month, which you have to pay back over 10 years or something, which is really minor compared to what you all have to pay...
This definitely makes you appreciate the Dutch education system.
uuu.. I think i kinda paid everyone back :)
Btw can someone move this to the outerworld, i think this is actually a interesting topic.
Yeah, I'm going back to school for Audio Engineering and Producing, which will cost me $10k a semester... :(
uni charges us 3000 a year and it rises by about
That's really sick. It really makes it nearly impossible for people to get a proper education unless they got rich parents.
the loans are available to anyone and are actually alot of help but tbh the amount opf debt it puts us in is rediculouse, luckily we don't have to start paying it off till we start earning a minimum ofQuote:
Originally Posted by GohanSSJ
I think the only Debt. im in is like $3 to Jake a friend of mine, After next year. ill be getting some student loans and whatnot. Then ill have debt via collegeQuote:
Originally Posted by DaCheat
Credit Cards are a leading cause to debt. There Evil.
The majority of the people here in the Netherlands don't have a credit card. ;)
I wish I had a credit card, but I'm only 13 and I would waste it all and be in debt.
I do owe my parents
Ofcourse, debt can be to anyone.
The Citizens of the Netherlands are Wise. Wish the people of the US could be like that. then we wouldnt have rising debts daily. Credit card is the money you dont have. but you must pay it back with interest later. its just no fun at all. Dont ever get one.Quote:
Originally Posted by GohanSSJ
On another note. When you go to uni and whatnot. Why do they charge so much?
Then I am in
the government eats most of the money we pay...it costsQuote:
Originally Posted by CodeinCody
There is absolutely NO reason to have a credit card, those with debts cos of credit cards deserve it tbfh. How can you spend money you do not have?
Btw Gohan, debts from student loans are extremely common, but From what i have read, the aussie system beats all. If you do not earn over a certain amount (might be $35,000 a year) within 7 years of graduating, the government pays off your student loan for you. However, University here is extremely expensive; you are looking at $10,000 a semester. Over 4 years, with 2 semesters each, that's $80,000 for an engineering degree.
As it stands, my government pays 1/2 of my college fees. I pay $700 a year, they pay $700 a year. They also match anything i put towards my superannuation (up to $1,500 per year).
Rishwin, we get money while we study, if you were to live at home while you study then you can go through the whole study without paying a single dime, ever.
our system is very similar but rather than writing off the debt if you don't earn the 15k a year for a certain amount of time they right it off after 20 or so years, if it hasn't been paid in full by then then it's written off and nothing more has to be paid and as I said before you only start paying it when you earn a minimum of 15k a year. aswell as that your fees for university are roughly the same as ours, well they're about 1k more a year.Quote:
Originally Posted by Rishwin
That's not true, I'm pretty sure you have to pay admission fees and such. It's not much though.Quote:
Originally Posted by GohanSSJ
You'll be surprised.Quote:
Originally Posted by GohanSSJ
Over here there are some pretty fucked up parents. The moment their child turns 18 they either a) kick them out, or b) start charging them for board and food, close to the same amount they would be paying if they had their own place.
Don't see how parents can do that then wonder why their children finally move out and never come and visit them again.
A credit card is the "Pay Later" Plan type deal. and your right there is no reason to have one, myself i will never get one.Quote:
Originally Posted by Rishwin
Ofcourse, but seeing as you get money, you can pay those with that money.Quote:
Originally Posted by Pieman
I know all about it, my dad kicked me out at 18, still that's besides the point, point is that everyone can get a good education without having to need money or get a huge debt.Quote:
Over here there are some pretty fucked up parents. The moment their child turns 18 they either a) kick them out, or b) start charging them for board and food, close to the same amount they would be paying if they had their own place.
im getinn 500 - 600
Quote:
Originally Posted by GohanSSJ
I lol'd
lol @ students crying about debt :P go get a loan with some real interest!
personally im only about
I have plenty of money stored in various bank accounts. A few thousand. Don't owe anything and I'll never take out loans and go to uni or crap.
Just imagine 45 pounds a boob... all natural...Quote:
Originally Posted by Exclamatio
Yeah but at the moment Australia is leading into a skills shortage, we have like no doctors/surgeons etc but in Australia they do have uni's which you don't have to pay money for a number of years, you get to pay it off when you work and there's no interest on it supposedly. The army is also good for studying in Australia as you only need to provide the extras for example alcohol, toiletries etc but you get paid to study which is awesome, that's what I plan to do.Quote:
Originally Posted by Rishwin
im probly more thanks uni and ive got 3 overdrafts that are -2000 -1500 and -1000 and max'd out lol and that not even my student loans or out lol ahh being in dept :-s awesome
They are always in a skills shortage. Why? Cos high school students leave school to go work at mining. The pay is great but it is only for a few years; after that site is completed, they all get fired and find themselves with no qualifications for a new job. TAFE is so much better than uni tbfh, i love it.Quote:
Originally Posted by Parker
"The goverment wants us to get and education and be successful in life but, yet they charge us over 10k of Student fees and expect us to go to University and get a degree, they make it Sound easy as A,B,C" Thats what I told Keaton Richards, my University administrator
More 1.750? and i finish paying my car, after that gonna look for an Uni that provides night classes so i can have a full time job during the day :-)
Made me laugh seeing all the people in debt so much :( In wales, if you qualify the government helps pay for costs in the form of grants. Scotland ( aint 100% cos i heard it off some1 ), if your born there, your uni education if free. England seems like the shittest place in the UK to go to uni.
As for America, the rest of your stuff is cheap so no need to complain :P
And as for credit cards, people with debt on them that they cant repay deserve it. Their idiots for spending that money in the first place.
EDIT: Kwl idea, scotland seems like a cool place to live :P To cut down on Smoking, Scotland are also thinking of introducing a new scheme where smokers are given 50 quid a month in the form of credit on government cards if they pass a carbon test or something, to prove that they haven't been smoking. Alcohol or Fags can;t be purchased with these cards.