Who is Monica?

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I always hear my friends of African descent referring to each other as Monica. Typical conversation starter:

"Ey bro, what's poppin'?"

"Monica, what's good?"

It's not just my friends either; I see it quite often in TV shows and movies too. Is it some sort of in joke or are my friends actually gay crossdressers? HELP.
 
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if you say it slow enough it sounds like 'mah wigga'.
 
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Name for a strong, highly intelligent and witty woman who has indescribable yet magnetic sex appeal. Often appears bookish, hides an intensity that once displayed, draws you like a moth to the flame. Loyal and trustworthy friend. Most frequently has hypnotic eyes and a great smile that is used to laugh at life.

That should explain it. Especially the strong highly intelligent woman part.