Actually, insurance goes off the car you get more so than your age. (Age of the car, how rare the car is etc).
I made an insurance quote on a 1.1 litre Citroen Saxo then made a quote on a 1.9 e30 BMW and the beemer was much much cheaper for annually paid classic insurance.
In England it is a number of factors. If I was to be insured on the same car at 17, my insurance would be cheaper because im female (a stupid butt rule imo), same car, at my current age, will be cheaper, same car with my no claims bonus, cheaper.
It's a Fiesta. You could ram it into a wall at 60 and it would probably still drive.
yeah just buff it out when you get home and your set.
That's not how it works either. As long as its just bodywork damage you can get away with not letting your insurance knowing. If you have any damages which means your car will not run, you either go through your insurance and pay the excess only (I am assuming that
Lewis would be 3rd party theft and fire, so wouldn't get repairs done) or pay for all the repairs yourself.
The insurance would then tally to see if the repairs are more than the car, and if so, would write the car off. Someone drove into the back of my car while I was stationary, and he was going 10mph. The car was written off.
Were in England and insurance seems to work on a whole different level here.
Edit, they also make it all up.
I did a comparison for my insurance. 2 weeks ago, it was £580, last week it was £545.